/* ===== Tokens ===== */
:root{
  --navy: #0e3a5f;
  --navy-dark: #0a2c48;
  --teal: #2fb6a3;
  --teal-light: #eaf8f6;
  --red: #e12726;
  --ink: #16232f;
  --muted: #5c6b78;
  --bg: #ffffff;
  --bg-alt: #f5f9fb;
  --border: #e3e9ee;
  --radius: 16px;
  --shadow: 0 10px 30px rgba(14, 58, 95, 0.08);
  --shadow-lg: 0 20px 50px rgba(14, 58, 95, 0.14);
  font-size: 16px;
}

*,*::before,*::after{ box-sizing: border-box; }
html{ scroll-behavior: smooth; }
body{
  margin:0;
  font-family: 'Poppins', system-ui, -apple-system, Roboto, Helvetica, Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.5;
}
h1,h2,h3,h4,h5,h6{ font-family:inherit; }
img{ max-width:100%; display:block; }
a{ color:inherit; text-decoration:none; }
ul{ list-style:none; margin:0; padding:0; }
button{ font-family:inherit; }

.container{
  width:100%;
  max-width:1180px;
  margin:0 auto;
  padding:0 24px;
}

/* ===== Scroll-reveal utility ===== */
.reveal{
  opacity:0;
  transform:translateY(30px);
  transition:opacity .7s cubic-bezier(.2,.7,.2,1), transform .7s cubic-bezier(.2,.7,.2,1);
}
.reveal.in-view{ opacity:1; transform:translateY(0); }
.reveal-delay-1.in-view{ transition-delay:.1s; }
.reveal-delay-2.in-view{ transition-delay:.2s; }
.reveal-delay-3.in-view{ transition-delay:.3s; }
@media (prefers-reduced-motion: reduce){
  .reveal{ opacity:1; transform:none; transition:none; }
}

.eyebrow{
  display:inline-block;
  font-size:.8rem;
  font-weight:700;
  letter-spacing:.08em;
  text-transform:uppercase;
  color: var(--teal);
  margin-bottom:10px;
}

.text-accent{ color: var(--teal); }

/* ===== Buttons ===== */
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  border:none;
  border-radius:999px;
  padding:14px 24px;
  font-size:.95rem;
  font-weight:600;
  cursor:pointer;
  transition:transform .15s ease, box-shadow .15s ease, opacity .15s ease;
  white-space:nowrap;
}
.btn:hover{ transform: translateY(-2px); }
.btn--primary{ background: var(--navy); color:#fff; box-shadow: var(--shadow); }
.btn--primary:hover{ background: var(--navy-dark); }
.btn--dark{ background: var(--navy); color:#fff; }
.btn--red{ background: var(--red); color:#fff; }
.btn--ghost{ background: transparent; color: var(--navy); border:1px solid var(--border); }
.btn--ghost:hover{ background: var(--bg-alt); }
.btn--sm{ padding:10px 18px; font-size:.85rem; }
.btn--lg{ padding:16px 32px; font-size:1rem; }
.btn--block{ width:100%; }
.btn[disabled]{ opacity:.5; cursor:not-allowed; transform:none; }

/* ===== Header ===== */
.header{
  position:sticky; top:0; z-index:100;
  background: rgba(255,255,255,.9);
  backdrop-filter: blur(8px);
  border-bottom:1px solid transparent;
  box-shadow:none;
  transition:box-shadow .25s ease, border-color .25s ease;
}
.header.is-scrolled{
  border-bottom-color:var(--border);
  box-shadow:0 8px 24px rgba(14,58,95,.08);
}
.header__inner{
  display:flex; align-items:center; gap:24px;
  height:76px;
}
.brand{ display:flex; align-items:center; gap:10px; margin-right:auto; }
.brand__icon{ width:34px; height:34px; }
.brand__text{ display:flex; flex-direction:column; line-height:1.25; font-size:1.05rem; font-weight:700; color:var(--navy); }
.brand__tagline{ font-size:.68rem; font-weight:600; letter-spacing:.03em; color:var(--muted); }

.nav{ display:flex; gap:28px; }
.nav a{ font-weight:600; font-size:.92rem; color:var(--ink); transition:color .15s ease; }
.nav a:hover{ color:var(--navy); }

.nav__toggle{
  display:none; flex-direction:column; gap:5px;
  background:none; border:none; cursor:pointer; padding:8px;
}
.nav__toggle span{ width:22px; height:2px; background:var(--navy); border-radius:2px; }

/* ===== Hero: Cobertura split (Galeno / Swiss) ===== */
.hero{
  padding-bottom:88px;
  background:#fff;
}
.cobertura-split{
  display:grid;
  grid-template-columns: 1fr 1fr;
  align-items:stretch;
  min-height:640px;
  margin-bottom:56px;
}
.cobertura-card{
  position:relative;
  background-size:cover;
  background-position:center;
  display:flex;
  flex-direction:column;
  justify-content:center;
  padding:56px 48px;
  overflow:hidden;
  transition:background-size .6s ease;
}
.cobertura-card:hover{ background-size:108%; }
.cobertura-card--galeno{
  background-color:var(--navy-dark);
  background-blend-mode:multiply;
}
.cobertura-card--galeno::before{
  content:"";
  position:absolute; inset:0;
  background:linear-gradient(100deg, rgba(9,29,49,.96) 0%, rgba(9,29,49,.9) 40%, rgba(9,29,49,.55) 68%, rgba(9,29,49,.18) 100%);
}
.cobertura-card--swiss{
  background-color:#fff;
  background-blend-mode:normal;
}
.cobertura-card--swiss::before{
  content:"";
  position:absolute; inset:0;
  background:linear-gradient(100deg, rgba(255,255,255,.97) 0%, rgba(255,255,255,.92) 40%, rgba(255,255,255,.6) 68%, rgba(255,255,255,.2) 100%);
}
.cobertura-card__inner{
  position:relative;
  z-index:1;
  max-width:460px;
}
.cobertura-card__brand{
  display:flex;
  align-items:center;
  gap:14px;
  margin-bottom:22px;
}
.cobertura-card__logo{ height:32px; width:auto; max-width:150px; object-fit:contain; }
.cobertura-card__logo--invert{ filter:brightness(0) invert(1); }
.cobertura-card__tagline{ font-size:.85rem; font-weight:600; color:inherit; opacity:.85; }
.cobertura-card--galeno h2, .cobertura-card--galeno .cobertura-card__tagline{ color:#fff; }
.cobertura-card--swiss h2, .cobertura-card--swiss .cobertura-card__tagline{ color:var(--navy); }
.cobertura-card h2{
  font-size:clamp(1.5rem, 2.6vw, 2rem);
  line-height:1.2;
  margin:0 0 14px;
}
.cobertura-card__lead{
  margin:0 0 20px;
  font-size:1rem;
}
.cobertura-card--galeno .cobertura-card__lead{ color:#dfe9f1; }
.cobertura-card--swiss .cobertura-card__lead{ color:var(--muted); }
.cobertura-card__list{ display:flex; flex-direction:column; gap:10px; margin:0 0 28px; }
.cobertura-card__list li{
  position:relative;
  padding-left:24px;
  font-weight:500;
}
.cobertura-card__list li::before{
  content:"✓";
  position:absolute; left:0; top:0;
  font-weight:700;
}
.cobertura-card--galeno .cobertura-card__list li{ color:#eaf1f7; }
.cobertura-card--galeno .cobertura-card__list li::before{ color:#5fd1c1; }
.cobertura-card--swiss .cobertura-card__list li{ color:var(--ink); }
.cobertura-card--swiss .cobertura-card__list li::before{ color:var(--red); }
.cobertura-card__phone{
  display:block;
  margin-top:10px;
  font-weight:700;
  font-size:1.05rem;
}
.cobertura-card--galeno .cobertura-card__phone{ color:#fff; }
.cobertura-card--swiss .cobertura-card__phone{ color:var(--navy); }
.cobertura-card__caption{
  position:absolute;
  right:28px;
  bottom:24px;
  z-index:1;
  font-style:italic;
  font-size:.85rem;
  font-weight:600;
  text-align:right;
  max-width:220px;
}
.cobertura-card--galeno .cobertura-card__caption{ color:rgba(255,255,255,.85); }
.cobertura-card--swiss .cobertura-card__caption{ color:var(--navy); opacity:.75; }

/* ===== Form Card ===== */
.formcard{
  background:#fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  border:1px solid var(--border);
  padding:32px;
  position:relative;
  max-width:640px;
  margin:0 auto;
}
.formcard__header h2{ margin:0 0 6px; font-size:1.4rem; color:var(--navy); }
.formcard__subtitle{ margin:0 0 22px; color:var(--muted); font-size:.92rem; }

.steps{ margin-bottom:28px; }
.steps__bar{ height:6px; background:var(--border); border-radius:999px; overflow:hidden; }
.steps__fill{ height:100%; width:25%; background:var(--teal); border-radius:999px; transition:width .3s ease; }
.steps__labels{ display:flex; justify-content:space-between; margin-top:10px; }
.step-label{ font-size:.72rem; font-weight:600; color:var(--muted); }
.step-label.active{ color:var(--navy); }

.field{ display:flex; flex-direction:column; gap:6px; margin-bottom:16px; }
.field-row{ display:grid; grid-template-columns:1fr 1fr; gap:14px; }
.field label{ font-size:.85rem; font-weight:600; color:var(--navy-dark); }
.field input, .field textarea{
  border:1px solid var(--border);
  border-radius:10px;
  padding:12px 14px;
  font-size:.95rem;
  font-family:inherit;
  color:var(--ink);
  background:var(--bg-alt);
  transition:border-color .15s ease, background .15s ease;
}
.field input:focus, .field textarea:focus{
  outline:none;
  border-color:var(--teal);
  background:#fff;
}
.field textarea{ resize:vertical; }

.fstep__question{ font-weight:700; color:var(--navy); margin:0 0 16px; }

.option-grid{
  display:grid;
  grid-template-columns:repeat(3, 1fr);
  gap:12px;
  margin-bottom:8px;
}
.option-grid--4{ grid-template-columns:repeat(2, 1fr); }

.option-card{
  display:flex; flex-direction:column; align-items:center; gap:8px;
  padding:18px 10px;
  border:1.5px solid var(--border);
  border-radius:12px;
  background:var(--bg-alt);
  cursor:pointer;
  font-weight:600;
  font-size:.85rem;
  color:var(--ink);
  transition:border-color .15s ease, background .15s ease, transform .1s ease;
  text-align:center;
}
.option-card:hover{ border-color:var(--teal); transform: translateY(-2px); }
.option-card.selected{
  border-color:var(--teal);
  background:var(--teal-light);
  color:var(--navy-dark);
}
.option-card__icon{ font-size:1.6rem; }

.fstep__error{
  color:var(--red);
  font-size:.85rem;
  font-weight:600;
  margin:0 0 10px;
}

.fstep__nav{
  display:flex; justify-content:space-between; gap:12px; margin-top:20px;
}
.fstep__nav[hidden]{ display:none; }
.fstep__nav .btn{ flex:1; }
.fstep__nav .btn--ghost{ flex:0 0 auto; padding-left:20px; padding-right:20px; }

.fstep--success{
  text-align:center;
  padding:8px 0 4px;
}
.success__icon{ font-size:2.6rem; margin-bottom:6px; }
.fstep--success h3{ margin:0 0 8px; color:var(--navy); font-size:1.3rem; }
.fstep--success p{ color:var(--muted); margin:0 0 22px; }
.fstep--success .btn{ margin-bottom:10px; }

/* ===== Sections ===== */
.section{ padding:88px 0; }
.section--alt{ background:var(--bg-alt); }
.section__head{ max-width:640px; margin:0 auto 48px; text-align:center; }
.section__head h2{ font-size:clamp(1.6rem, 3vw, 2.1rem); color:var(--navy); margin:0 0 12px; }
.section__head p{ color:var(--muted); margin:0; }

/* ===== Prepagas ===== */
.prepagas-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:28px;
}
.prepaga-card{
  border-radius: var(--radius);
  padding:36px;
  box-shadow: var(--shadow);
  border:1px solid var(--border);
  display:flex; flex-direction:column; align-items:flex-start; gap:20px;
}
.prepaga-card--galeno{ background: linear-gradient(160deg, #0e3a5f 0%, #0a2c48 100%); color:#fff; }
.prepaga-card--galeno .prepaga-card__list li{ color:#dfe9f1; }
.prepaga-card__logo{
  height:38px;
  width:auto;
  max-width:100%;
  object-fit:contain;
  flex-shrink:0;
  align-self:flex-start;
}
.prepaga-card--galeno .prepaga-card__logo{ filter:brightness(0) invert(1); }

.prepaga-card--swiss{ background:#fff; }

.prepaga-card__list{ display:flex; flex-direction:column; gap:10px; }
.prepaga-card__list li{ position:relative; padding-left:22px; font-weight:500; color:var(--ink); }
.prepaga-card__list li::before{
  content:"✓";
  position:absolute; left:0; top:0;
  font-weight:700; color:var(--teal);
}
.prepaga-card--galeno .prepaga-card__list li::before{ color:#5fd1c1; }

/* ===== Subtle background textures ===== */
.bg-pattern-dark{
  position:relative;
  background-color:var(--navy-dark);
  background-image:
    radial-gradient(circle at 12% 15%, rgba(255,255,255,.06), transparent 45%),
    radial-gradient(circle at 88% 85%, rgba(95,209,193,.09), transparent 50%),
    repeating-linear-gradient(45deg, rgba(255,255,255,.025) 0px, rgba(255,255,255,.025) 1px, transparent 1px, transparent 26px);
}
.bg-pattern-light{
  background-color:#fff;
  background-image: radial-gradient(rgba(14,58,95,.05) 1px, transparent 1.6px);
  background-size: 24px 24px;
}

/* ===== Seguros ===== */
.seguros-pro__band{
  padding:76px 0 64px;
}
.seguros-pro__head{
  max-width:600px;
  margin:0 auto 44px;
  text-align:center;
}
.eyebrow--on-dark{ background:rgba(255,255,255,.1); color:#cdeee8; }
.seguros-pro__head h2{ color:#fff; font-size:clamp(1.7rem, 3.2vw, 2.3rem); margin:14px 0 12px; font-weight:700; }
.seguros-pro__head p{ color:#c6d5e2; margin:0; }

.seguros-pro__grid{
  display:grid;
  grid-template-columns:repeat(4, 1fr);
  gap:18px;
}
.seguros-pro__card{
  background:#fff;
  border-radius: var(--radius);
  padding:26px 22px;
  text-align:left;
  box-shadow: var(--shadow-lg);
  cursor:pointer;
  transition:transform .25s ease, box-shadow .25s ease;
}
.seguros-pro__card:hover, .seguros-pro__card:focus-visible{
  transform:translateY(-5px);
  box-shadow:0 26px 50px rgba(5,20,35,.28);
  outline:none;
}
.seguros-pro__card h3{ margin:0 0 8px; font-size:1.02rem; color:var(--navy); font-weight:700; }
.seguros-pro__card p{ margin:0 0 20px; color:var(--muted); font-size:.85rem; line-height:1.45; min-height:2.6em; }
.seguros-pro__logos{
  display:flex;
  align-items:center;
  gap:14px;
  padding-top:16px;
  border-top:1px solid var(--border);
}
.seguros-pro__logos img{
  height:24px;
  width:auto;
  max-width:45%;
  object-fit:contain;
  flex-shrink:0;
}

/* ===== Advisor bar ===== */
.seguros-pro__advisor{
  background:var(--bg-alt);
  border-top:1px solid var(--border);
}
.seguros-pro__advisor-inner{
  display:flex;
  align-items:center;
  gap:32px;
  flex-wrap:wrap;
  padding:26px 24px;
}
.seguros-pro__advisor-contact{
  display:flex;
  align-items:center;
  gap:14px;
}
.seguros-pro__advisor-wa{
  flex-shrink:0;
  width:44px; height:44px;
  border-radius:50%;
  background:#25D366;
  color:#fff;
  display:flex; align-items:center; justify-content:center;
}
.seguros-pro__advisor-text{ display:flex; flex-direction:column; }
.seguros-pro__advisor-text strong{ color:var(--navy); font-size:.95rem; }
.seguros-pro__advisor-text span{ color:var(--muted); font-size:.85rem; }
.seguros-pro__advisor-copy{ margin:0; color:var(--ink); font-size:.9rem; flex:1; min-width:220px; }
.seguros-pro__advisor-quote{ font-style:italic; color:var(--navy); font-weight:500; font-size:.9rem; text-align:right; opacity:.85; }

/* ===== Credenciales digitales ===== */
.cred-grid{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:28px;
}
.cred-card{
  position:relative;
  border-radius: var(--radius);
  padding:40px;
  display:grid;
  grid-template-columns:1.15fr .85fr;
  align-items:center;
  gap:20px;
  overflow:hidden;
  border:1px solid var(--border);
  transition:transform .3s ease, box-shadow .3s ease;
}
.cred-card:hover{ transform:translateY(-6px); box-shadow:var(--shadow-lg); }
.cred-card--galeno{ background:linear-gradient(160deg, var(--teal-light) 0%, #fff 55%); }
.cred-card--swiss{ background:linear-gradient(160deg, #ffe9e8 0%, #fff 55%); }
.cred-card__info, .cred-card__phone{ min-width:0; }
.cred-card__info .btn{ white-space:normal; text-align:center; line-height:1.3; }

.cred-card__brand{ display:flex; align-items:center; gap:12px; margin-bottom:18px; }
.cred-card__logo{ height:30px; width:auto; max-width:140px; object-fit:contain; }
.cred-card__tagline{ font-size:.75rem; font-weight:700; letter-spacing:.03em; text-transform:uppercase; color:var(--muted); }

.cred-card__info h3{ font-size:1.3rem; line-height:1.3; margin:0 0 22px; color:var(--navy); }

.cred-card__features{ display:flex; flex-direction:column; gap:16px; margin:0 0 26px; }
.cred-card__features li{ display:flex; align-items:flex-start; gap:14px; }
.cred-card__features strong{ display:block; font-size:.92rem; color:var(--ink); margin-bottom:2px; }
.cred-card__features span{ font-size:.82rem; color:var(--muted); }
.cred-feature__icon{
  flex-shrink:0;
  width:38px; height:38px;
  display:flex; align-items:center; justify-content:center;
  border-radius:50%;
  background:#fff;
  font-size:1.05rem;
  box-shadow:0 4px 10px rgba(14,58,95,.1);
  transition:transform .2s ease;
}
.cred-card__features li:hover .cred-feature__icon{ transform:scale(1.1) rotate(-4deg); }
.cred-feature__icon--swiss{ box-shadow:0 4px 10px rgba(225,39,38,.12); }

.cred-card__stores{ display:flex; gap:10px; margin-top:14px; }
.store-badge{
  display:inline-flex; align-items:center; gap:6px;
  border:1px solid var(--border);
  background:#fff;
  border-radius:10px;
  padding:8px 14px;
  font-size:.78rem;
  font-weight:600;
  color:var(--navy-dark);
}

/* Phone mockup (pure CSS, fully responsive) */
.cred-card__phone{ display:flex; justify-content:center; }
.phone-mock{
  width:100%;
  max-width:220px;
  aspect-ratio:9/18.5;
  background:#111827;
  border-radius:32px;
  padding:9px;
  box-shadow:0 20px 45px rgba(14,58,95,.28);
  position:relative;
  animation:phoneFloat 5s ease-in-out infinite;
}
.phone-mock__notch{
  position:absolute; top:9px; left:50%; transform:translateX(-50%);
  width:38%; height:16px;
  background:#111827;
  border-radius:0 0 12px 12px;
  z-index:2;
}
.phone-mock__screen{
  background:#fff;
  height:100%;
  border-radius:24px;
  overflow:hidden;
  display:flex;
  flex-direction:column;
  padding-top:22px;
}
.phone-mock__header{
  padding:6px 14px 10px;
  font-weight:700;
  font-size:.72rem;
  color:var(--navy);
}
.phone-mock__header--swiss{ color:var(--red); }
.phone-mock__credential{
  margin:0 12px 12px;
  border-radius:12px;
  padding:12px;
  color:#fff;
  display:flex;
  flex-direction:column;
  gap:3px;
}
.phone-mock__credential--galeno{ background:linear-gradient(135deg, var(--navy) 0%, var(--navy-dark) 100%); }
.phone-mock__credential--swiss{ background:linear-gradient(135deg, var(--red) 0%, #8f0f0e 100%); }
.phone-mock__cred-brand{ font-size:.6rem; font-weight:800; letter-spacing:.06em; opacity:.85; }
.phone-mock__cred-name{ font-size:.78rem; font-weight:700; }
.phone-mock__cred-meta{ font-size:.58rem; opacity:.85; }

.phone-mock__row{ display:flex; gap:6px; padding:0 12px; margin-bottom:10px; }
.phone-mock__row span{
  flex:1;
  background:var(--bg-alt);
  border-radius:8px;
  padding:8px 4px 6px;
  text-align:center;
  font-size:.85rem;
  display:flex; flex-direction:column; align-items:center; gap:3px;
}
.phone-mock__row em{ font-style:normal; font-size:.5rem; font-weight:700; color:var(--navy-dark); }

.phone-mock__token{
  margin:0 12px 12px;
  border-radius:12px;
  border:1px dashed var(--border);
  padding:10px 12px;
  text-align:center;
  background:var(--bg-alt);
}
.phone-mock__token-label{ display:block; font-size:.58rem; font-weight:700; color:var(--muted); text-transform:uppercase; letter-spacing:.04em; }
.phone-mock__token-number{
  display:block;
  font-size:1.35rem;
  font-weight:800;
  color:var(--red);
  letter-spacing:.05em;
  transition:opacity .15s ease;
}
.phone-mock__token--galeno .phone-mock__token-number{ color:var(--navy); }
.phone-mock__token-number.is-flipping{ opacity:0; }
.phone-mock__token-note{ display:block; font-size:.55rem; color:var(--muted); }

.phone-mock__nav{
  margin-top:auto;
  display:flex; justify-content:space-around;
  padding:10px 8px;
  border-top:1px solid var(--border);
  font-size:.85rem;
  opacity:.55;
}
.phone-mock__nav .on{ opacity:1; }

@keyframes phoneFloat{
  0%, 100%{ transform:translateY(0); }
  50%{ transform:translateY(-10px); }
}
@media (prefers-reduced-motion: reduce){
  .phone-mock{ animation:none; }
}

/* ===== CTA ===== */
.cta{
  background-color: var(--navy);
  padding:56px 0;
}
.cta__inner{
  display:flex; align-items:center; justify-content:space-between; gap:24px; flex-wrap:wrap;
}
.cta h2{ color:#fff; margin:0 0 8px; font-size:1.5rem; }
.cta p{ color:#c7d7e4; margin:0; }

/* ===== Footer ===== */
.footer{ padding:24px 0; background:var(--navy-dark); }
.footer__inner{
  display:flex; justify-content:space-between; gap:12px; flex-wrap:wrap;
  font-size:.8rem; color:#9fb4c4;
}

/* ===== Floating WhatsApp ===== */
.whatsapp-float{
  position:fixed;
  bottom:24px; right:24px;
  width:60px; height:60px;
  background:#25D366;
  color:#fff;
  border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  box-shadow:0 8px 24px rgba(37,211,102,.45);
  z-index:999;
  animation: pulse 2.4s infinite;
}
.whatsapp-float:hover{ transform: scale(1.08); }
@keyframes pulse{
  0%{ box-shadow:0 0 0 0 rgba(37,211,102,.55), 0 8px 24px rgba(37,211,102,.45); }
  70%{ box-shadow:0 0 0 14px rgba(37,211,102,0), 0 8px 24px rgba(37,211,102,.45); }
  100%{ box-shadow:0 0 0 0 rgba(37,211,102,0), 0 8px 24px rgba(37,211,102,.45); }
}

/* ===== Responsive ===== */
@media (max-width: 980px){
  .cobertura-split{ grid-template-columns:1fr; min-height:auto; }
  .cobertura-card{ padding:44px 28px; min-height:560px; }
  .prepagas-grid{ grid-template-columns:1fr; }
  .seguros-pro__grid{ grid-template-columns:repeat(2,1fr); }
  .cred-grid{ grid-template-columns:1fr; }
  .cred-card{ grid-template-columns:1fr; text-align:center; }
  .cred-card__brand{ justify-content:center; }
  .cred-card__features{ text-align:left; }
  .cred-card__stores{ justify-content:center; }
  .cred-card__phone{ order:-1; margin-bottom:8px; }
  .phone-mock{ max-width:180px; }
}

@media (max-width: 720px){
  .nav{
    position:absolute; top:76px; left:0; right:0;
    background:#fff; border-bottom:1px solid var(--border);
    flex-direction:column; padding:16px 24px; gap:16px;
    display:none;
  }
  .nav.open{ display:flex; }
  .nav__toggle{ display:flex; }
  .header__cta{ display:none; }
  .field-row{ grid-template-columns:1fr; }
  .option-grid{ grid-template-columns:repeat(2,1fr); }
  .option-grid--4{ grid-template-columns:repeat(2,1fr); }
  .seguros-pro__grid{ grid-template-columns:1fr; }
  .cta__inner{ flex-direction:column; align-items:flex-start; }
  .formcard{ padding:24px; }
  .whatsapp-float{ width:54px; height:54px; bottom:16px; right:16px; }
  .seguros-pro__advisor-inner{ flex-direction:column; align-items:flex-start; }
  .seguros-pro__advisor-quote{ text-align:left; }
}

/* ===== Botones Asesorate / Credenciales en el menú ===== */
.nav{ align-items:center; }
.nav a.nav__btn{ color:var(--navy); }
.nav a.nav__btn--accent{ background:var(--teal); color:#fff; }
.nav a.nav__btn--accent:hover{ background:var(--navy); color:#fff; }
#asesorate, #credenciales{ scroll-margin-top:92px; }
/* En pantallas medianas el menú pasa a hamburguesa para que entren los botones */
@media (max-width: 1100px){
  .nav{
    position:absolute; top:76px; left:0; right:0;
    background:#fff; border-bottom:1px solid var(--border);
    flex-direction:column; align-items:stretch; padding:16px 24px; gap:16px;
    display:none;
  }
  .nav.open{ display:flex; }
  .nav__toggle{ display:flex; }
}